{"id":5013,"date":"2024-03-26T18:21:26","date_gmt":"2024-03-26T18:21:26","guid":{"rendered":"https:\/\/cicee.autonoma.pt\/linha-de-investigacao-1-sustentabilidade-ambiental-e-gestao-de-recursos-naturais-2\/"},"modified":"2026-09-28T19:32:28","modified_gmt":"2026-09-28T18:32:28","slug":"linha-de-investigacao-1-sustentabilidade-ambiental-e-gestao-de-recursos-naturais-2","status":"publish","type":"page","link":"https:\/\/cicee.autonoma.pt\/en\/linha-de-investigacao-1-sustentabilidade-ambiental-e-gestao-de-recursos-naturais-2\/","title":{"rendered":"LINE OF RESEARCH 2 – BANKING & FINANCIAL INTERMEDIATION"},"content":{"rendered":"

2. BANKING & FINANCIAL INTERMEDIATION<\/span><\/h1>\n
\n

Coordination: Victor Oliveira<\/span><\/p>\n<\/div>\n

\n

Report on Scientific Activities and Research Projects 2025\/2026<\/strong><\/h3>\n<\/div>\n
    \n
  • \n

    1.\tResearch Team<\/h3>\n
    \n

    Vitor Branco Oliveira (coordinator); Jorge Mota; Ant\u00f3nio Cabe\u00e7as (customer satisfaction, trust and loyalty in the digital banking sector \u2014 ongoing research). Student participation: J. A. Addae, PhD student at the University of Aveiro, co-supervised by Jorge Mota (3rd cycle).<\/p>\n<\/div>\n<\/li>\n

  • \n

    2.\tParticipation of national and\/or foreign researchers or entities<\/h3>\n
    \n

    Banco de Portugal (Diogo Serra, Lucas Avezum; M\u00e1rcio Mateus, Raquel Miranda, Wildmer Gregori, Diana Lima, F\u00e1tima Silva) e Dudley Cooke; Universidade de Aveiro (D. Sim\u00e3o, E. Pereira); CMVM (Laura Bartolomeu, semin\u00e1rio do CICEE).<\/p>\n<\/div>\n<\/li>\n

  • \n

    3.\tBrief description of the main work developed<\/h3>\n
    \n

    \u2013 Use of capital buffers by banks and lending during a crisis (“To Use or Not to Use? Capital Buffers and Lending During a Crisis”), accepted in the International Journal of Central Banking in January 2026.
    \u2013 Determinants of bank credit ratings in Africa, EU13 and Latin America\/Caribbean \u2014 panel of 752 banks from 95 countries, 2011\u20132020 (Managerial Finance), with Jorge Mota and Ant\u00f3nio Carrizo Moreira.
    \u2013 The ECB’s intervention in the recent inflationary crisis and the consequences for companies (WorldCEM 2025).
    \u2013 In development at Banco do Portugal: intangible assets, financing constraints and access to bank credit; interaction between monetary and macroprudential policies and the role of the financial cycle (see also line 9).
    \u2013 Ongoing research on digital transformation and customer satisfaction, trust and loyalty in the digital banking sector (Ant\u00f4nio Cabe\u00e7as).<\/p>\n<\/div>\n<\/li>\n

  • \n

    4.\tKey objectives achieved<\/h3>\n
    \n

    Two articles in journals indexed in Scopus\/Web of Science (one of them accepted, in press); two articles in development.<\/p>\n<\/div>\n<\/li>\n

  • \n

    5.\tPublished works<\/h3>\n
    \n

    Oliveira, V., Serra, D., & Avezum, L. (2026). To Use or Not to Use? Capital Buffers and Lending During a Crisis. International Journal of Central Banking<\/em>. Aceite para publica\u00e7\u00e3o em janeiro de 2026; no prelo.<\/p>\n

    Addae, J. A., Mota, J., & Moreira, A. C. (2026). Determinants of bank credit ratings: Evidence from Africa, the EU13, and Latin America\/Caribbean. Managerial Finance<\/em>, 52(5), 773\u2013794. https:\/\/doi.org\/10.1108\/MF-09-2024-0664<\/p>\n<\/div>\n<\/li>\n

  • \n

    6.\tDissemination of results<\/h3>\n
    \n

    Sim\u00e3o, D., Pereira, E., & Mota, J. H. (2025). A interven\u00e7\u00e3o do BCE na recente crise inflacionista e consequ\u00eancias nas empresas. World Conference on Economics and Management (WorldCEM 2025), Universidade de Aveiro, 16\/10\/2025.<\/p>\n<\/div>\n<\/li>\n

  • \n

    7.\tConferences and Seminars held at UAL<\/h3>\n
    \n

    CICEE Research Seminar Series, 27\/5\/2026 \u2014 \u201cDo banks price firms\u2019 climate transition risks?\u201d, Laura Bartolomeu (CMVM).<\/p>\n<\/div>\n<\/li>\n<\/ul>\n

    \n

    \u00a0<\/h3>\n

    Plan 2026\/2027<\/strong><\/h3>\n<\/div>\n
      \n
    • \n

      1.\tResearch Team<\/h3>\n
      \n

      Vitor Branco Oliveira (coordenador); Ant\u00f3nio Cabe\u00e7as.<\/p>\n<\/div>\n<\/li>\n

    • \n

      2.\tProjects to be developed and main objectives<\/h3>\n
      \n

      \u2013 Research developed at the Bank of Portugal in affiliation with CICEE (Vitor Oliveira): (i) \u201cIntangible Assets, Financing Constraints, and Access to Bank Credit\u201d (with M\u00e1rcio Mateus, Dudley Cooke, and Raquel Miranda) \u2014 the effect of asset intangibility on financing constraints and access to bank credit; (ii) \u201cMonetary and Macroprudential Policies: Does the Financial Cycle Matter?\u201d (with Wildmer Gregori, Diana Lima, Raquel Miranda, and F\u00e1tima Silva) \u2014 the interaction between monetary and macroprudential policies throughout the financial cycle (in conjunction with line 9). Publication of \u201cTo Use or Not to Use? Capital Buffers and Lending During a Crisis\u201d in the International Journal of Central Banking (accepted in January 2026).<\/p>\n

      \u2013 Digital transformation, artificial intelligence, and customer satisfaction, trust, and loyalty in the digital banking sector (Ant\u00f4nio Cabe\u00e7as).
      Objectives: to complete and submit the two articles in development and to consolidate the line of research on customer behavior in the digital banking sector.<\/p>\n<\/div>\n<\/li>\n

    • \n

      3.\tActivities in partnership with national and\/or foreign entities<\/h3>\n
      \n

      Bank of Portugal (Department of Economic Studies and research teams); Dudley Cooke.<\/p>\n<\/div>\n<\/li>\n

    • \n

      4.\tSchedule<\/h3>\n
      \n

      Sept. 2026 \u2013 Aug. 2027: completion of the two articles in development and submission to international journals; publication of the accepted article in the International Journal of Central Banking.
      Expected completion date: August 31, 2027.<\/p>\n<\/div>\n<\/li>\n

    • \n

      5.\tMain results\/expected outputs<\/h3>\n
      \n

      One article published in a journal indexed in Scopus\/Web of Science (IJCB); two completed articles submitted to international journals.<\/p>\n<\/div>\n<\/li>\n<\/ul>\n


      \n<\/p>\n","protected":false},"excerpt":{"rendered":"

      2. BANKING & FINANCIAL INTERMEDIATION Coordination: Victor Oliveira Report on Scientific Activities and Research Projects 2025\/2026 1. Research Team Vitor Branco Oliveira (coordinator); Jorge Mota; Ant\u00f3nio Cabe\u00e7as (customer satisfaction, trust and loyalty in the digital banking sector \u2014 ongoing research). Student participation: J. A. Addae, PhD student at the University of Aveiro, co-supervised by Jorge […]<\/p>\n","protected":false},"author":45,"featured_media":0,"parent":0,"menu_order":41,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_members_access_role":[],"_members_access_error":""},"class_list":["post-5013","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/cicee.autonoma.pt\/en\/wp-json\/wp\/v2\/pages\/5013","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cicee.autonoma.pt\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cicee.autonoma.pt\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cicee.autonoma.pt\/en\/wp-json\/wp\/v2\/users\/45"}],"replies":[{"embeddable":true,"href":"https:\/\/cicee.autonoma.pt\/en\/wp-json\/wp\/v2\/comments?post=5013"}],"version-history":[{"count":2,"href":"https:\/\/cicee.autonoma.pt\/en\/wp-json\/wp\/v2\/pages\/5013\/revisions"}],"predecessor-version":[{"id":6189,"href":"https:\/\/cicee.autonoma.pt\/en\/wp-json\/wp\/v2\/pages\/5013\/revisions\/6189"}],"wp:attachment":[{"href":"https:\/\/cicee.autonoma.pt\/en\/wp-json\/wp\/v2\/media?parent=5013"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}